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Underwriting Guidelines: Arlo Plans

Review underwriting guidelines for our Arlo plans before you start quoting.

The basics

  1. We quote groups between 10 - 125 enrolled employees only
  2. We require a minimum participation of 50% (or 75% after eligible waivers)
  3. We require a member-level census (i.e., name, DOB, gender, and zipcodes of dependents as well)
  4. We don’t require IHQs but like to see claims experience if the group has any
  5. We don’t cover 1099s, retirees, or part-time workers
  6. We do not quote the following groups: cannabis-related groups, PEOs, and employee leasing/staffing firms.
Contact our team for a full list of our underwriting guidelines.

State-Level Restrictions

We do not quote businesses based in WA, OK, DC, and NY.